the biography of elegant living home investment club
INTRODUCING THE MICRO BUSINESS CLUB CONCEPT
Elegant Living Home Investment Club was founded as an idea to bring liquidity to the home sales market, and provide people with capital and income to acquire and own their homes. The collective idea is as big as anything that crossed Wall Street, and is the brainchild of Fred-d King Andrews, but the credit for naming the business belongs to First Club President Marie Firmin. Fred is the visionary, and his vision is to rebuild a world-using capital market principles so home buyers can become true homeowners one home at a time: "The homeowner world is in the cold grip of a mortgage system that seems to be toxic to the economy. Marie was less philosophical about this idea and she simply wanted to see a halt to home foreclosures which threatened her home and her personal security. Out of this brainstorm Elegant Living Home Investment Club was born.
The concept is very simple: sellers pay a marketing fee, which we call a referral fee for each home unit bought by members of the Club. The Club turns around and pays a fee to the member who referred the buyer. Here is where this business really becomes interesting: Most of the homebuyers today have to make a down payment from 10% - 40%. These are the same people who are now fighting foreclosure. We decided that we can raise these people from economic death, and have found a way to leverage the home purchase, all the way to ONE HUNDRED PERCENT ownership..."Here comes the challenging part:
People have to make a quantum leap in consciousness and move from individualism to cooperative commercial activism, which is very much like collaborative marketing. Fred who likes to be called Fred-d King considers the down payment of homes as the first step capitalization process, which can be done with "Share Equity Investment Leveraging or Share Equity Leveraged Investments, and that is a somewhat new concept. Consequently, he wants the home buyers to learn about it and to know how it works before even starting the process. The information can be found in the Visual Manual "Kiss Your Mortgage Goodbye". Ten member units of the Club will pool small sums of money, to leverage one member, in rotating six-month cycles. This means that for every dollar a member puts in the pool, he/she gets ten dollars out of the pool for home down payment. This is what we call Share Equity Investment Leveraging.
The overall goal of making this investment pool is to create the liquidity that is sorely absent in the Real Estate market...The goal of the referral fee is to provide income for the homebuyer/members to discharge their home purchase obligations. Both goals are adequately achieved as a result of the contributions made by Marie and Fred, and today homebuyers can achieve a lifelong dream of true homeownership with as little as $500 cash outlay. This system makes homeownership affordable for all because it is based on performance and not class preference.
The Club has a conventional structure with a President and a management board that is appointed by the President. The proceedings follow a modicum of Parliamentary procedures, and members have voting rights and access to the business of the Club. The Club is a consortium of micro businesses, sponsored by an incorporated entity aptly named FRIENDSFORLIFE INTERNATIONAL Now it is about time that you are made aware of the benefits to be derived from Club membership.
Club membership gives you access to capital and a secured connection to the Capital System, and this is of paramount importance to us all. Ninety percent of the population of the US, and about ninety seven percent of the population of the world are still trying to fit a social economic square into a capital economic circle. Capital money is a usury commodity and not an asset by itself. The granting of credit to people who we deem to be good guys, and charging them interest-based on their wages-for the rest of their life is not Capitalism. If you care to know, I would be the first to tell you that is socialized monopoly.
There is a better way to buy a home and shorten the duration of the mortgage debt...There is no benefit to the homebuyer to pay a mortgage over thirty years, and paying three to four times the original value of the property. To commit your life to such a burden is economic suicide, and this is your wake up call. Your Club membership is the reclamation of your economic life that is being siphoned somewhere, and keeping you a debtor all your life. If you would like an economic side bar, to fully understand how this social economic monopoly works; you can read the publication-The Economic Pentagon-By Fred-d King Andrews.
WE WANT YOU TO GET EXCITED ABOUT BUYING A HOME OR SELLING YOUR HOME AS A BUSINESS. COMPLETING SUCH AN ACT IS CONSIDERED CONDUCTING A MICRO BUSINESS. THERE ARE SOME REAL BENEFITS THOUGH: THESE BUSINESS OPERTATIONS CAN JUMP START AN ONGOING AND LONG LASTING BUSINESS, AND IS PRIMARILY THE REASON WE HAVE CHOSEN TO START OFF WITH A HOME. YOU CANNOT AND WILL NOT BE ABLE TO RAISE CAPITAL FOR MOST OTHER SMALL BUSINESSES, AND NEVER GET TO PROVE YOUR VIABILITY OR CAPITAL FINANCING WORTH. WILL SOMEONE LEND YOU $100,000 FOR A VENTURE IF YOU HAVE A HOME THAT IS WORTH $250,000 AND IT IS ALL YOURS? OF COURSE THEY WILL...THE REAL BENEFIT OF THIS CLUB SYSTEM CANNOT BE IGNORED: YOU CAN ACQUIRE YOUR HOME FREE AND CLEAR IN THREE YEARS, FIVE YEARS MAXIMUM, REGARDLESS OF YOUR EMPLOYMENT, INCOME OR CREDIT RATING. IF YOU CAN PERFORM, AND WE MEAN WORK: YOU CANNOT AND SHALL NOT BE HOMELESS EVER AGAIN.